January is the buzz-kill season of all months…

Christmas is over and done with, you’re paying the price for the aftermath
and that leaves you in a bit of a messy situation, money wise.

The bills are stacking up and it leaves you thinking “can I even afford this coffee?”

It’s a self-made problem, but I’m trying to curb my spending habits.

Perhaps I should stick to a less expensive option…maybe.
Note to self in the future: please save your pennies, girl!